Investing
Strategic Investment Management for Real Estate Professionals.
A financial plan sets the direction. Your portfolio does the heavy lifting.
We provide professional investment management for real estate professionals who have built meaningful wealth – personally and inside their corporations – and want their money working with the same intention as their business.
Our approach integrates investment management with thoughtful planning, tax awareness, and long-term strategy, so your investments support your bigger picture – not exist in a silo.
THE PROBLEMS WE SOLVE
Successful Agents Don’t Have a Money Problem – They Have a Coordination Problem.
We work with real estate professionals who are doing well, earning consistently, and saving – but still feel uncertain about how everything fits together.
Common challenges we help solve:
- Investments spread across multiple institutions with no clear strategy
- Corporate cash sitting idle inside a PREC with no intentional investment plan
- Portfolios that are technically diversified, but misaligned with long-term goals
- Unclear fees, overlapping holdings, and limited transparency
- Uncertainty around how corporate investing fits into retirement planning
- Advice received in “silos” – tax here, investments there – without coordination
OUR INVESTMENT PHILOSOPHY
At The PREC Planners, we believe investing should feel steady, disciplined, and intentional – not stressful, reactive, or overly complex.
Our role isn’t to chase trends or make bold predictions. It’s to help you build real, lasting wealth by focusing on quality, diversification, and thoughtful decision-making over time. Your investments should quietly support your life and your business, not demand constant attention.
We believe strong investment portfolios share a few essential characteristics:
- Alignment – Your money is invested with a clear purpose tied to real goals
- Risk awareness – Managing downside matters as much as pursuing growth
- Transparency – You should understand what you own and why you own it
- Tax efficiency – Especially important inside corporations and holding companies
- Cost awareness – Fees should be fair, competitive, and clearly explained
- Simplicity – Fewer moving parts lead to better decision-making
Above all, we believe investing works best when it’s integrated with a broader financial plan and supported by ongoing advice, clear communication, and professional oversight. Our goal is for you to feel confident – not because markets are perfect, but because your strategy is sound.
ACCOUNTS WE MANAGE
We manage investment portfolios across a wide range of account types, including:
- RRSPs and Spousal RRSPs
- TFSAs
- Non-registered investment accounts
- Corporate investment accounts (PRECs and holding companies)
- RESPs
- Locked-in accounts (LIRAs, LRSPs)
Portfolios are structured to work together, particularly when clients hold both personal and corporate investments.
INVESTMENT PLATFORMS & PARTNERS
We are fully licensed to provide professional investment management through established Canadian platforms, allowing us to offer a range of strategies based on client needs.
Quadrus Investment Services & Canada Life
As a licensed Investment Representative with Quadrus Investment Services, we offer access to a broad universe of professionally managed investment solutions, supported by the strength and stability of Canada Life.
Value Partners Investments
We use Value Partners Investments in select portfolios for clients seeking actively managed strategies focused on owning high-quality, durable businesses globally.
For clients with more complex needs, private wealth solutions are available for portfolios over $3 million, offering additional customization and depth.
IPC Private Wealth
For clients requiring advanced planning coordination, discretionary portfolio management, and complex wealth solutions, we have access to IPC Private Wealth capabilities.
We select platforms and strategies based on what best supports each client’s plan – not the other way around.
Investment Portfolio Strategy Sessions:
Not everyone is ready for a full financial plan – and that’s okay.
Our Investment Portfolio Strategy Sessions are designed for real estate professionals who want professional insight into their current investments, without engaging in comprehensive financial planning.
This is a focused, investment-only engagement intended to provide clarity, structure, and informed next steps about investing.
Who it’s for:
This offering is ideal if you:
- Have accumulated investments personally or inside your corporation
- Want a second opinion on portfolio structure, risk, or fees
- Feel unsure how well your investments are actually working together
- Are considering professional investment management, but want clarity first
What’s included:
Each Investment Portfolio Strategy Session includes:
- Review and analysis of your existing investment accounts (personal and/or corporate)
- Assessment of asset allocation, diversification, and risk alignment
- High-level review of fees and portfolio structure
- Clear observations on what’s working and what could be improved
- Investment-focused recommendations and next steps
This engagement is educational, transparent, and pressure-free.
What this is not
To ensure clarity and proper scope, this engagement does not include:
- Financial planning
- Cash flow or net worth analysis
- Tax planning or projections
- Retirement income modeling
- Estate or insurance planning
Those services are offered separately through our comprehensive financial planning program, which you can learn more about HERE.
Fee & Next Steps
The fee for an Investment Portfolio Strategy Session is $750 + HST, payable upfront.
If you later choose to engage us for a full financial plan within 12 months, this fee will be credited toward the financial planning fee.
